View Poll Results: What To Do Now That Winter Is Here?

Voters
20. You may not vote on this poll
  • Keep warm and toasty under a blanket

    8 40.00%
  • Curse my local sports team

    10 50.00%
  • Hibernate until spring

    3 15.00%
  • Build a snow fort

    6 30.00%
  • Reminisce about how winters were worse "in my day"

    13 65.00%
  • Bacon and Giada and yada yada yada

    4 20.00%
Multiple Choice Poll.
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Thread: Rep Retirement Lodge 194: What to do now that winter has really started?

  1. #701
    Armed bigblue_dl's Avatar
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    Re: Rep Retirement Lodge 194: What to do now that winter has really started?

    In reality, my retirement isn't going to come from any of my retirement funds. It is going to come from the land and the farm. Anything left in the 401k will be a bonus. Hopefully very soon I'll be able to start buying up land, to join with the current farm when the time comes. Problem is, good land isn't easy to buy, because people don't want to sell.
    Having a clear conscience just means you have a bad memory or you had a boring weekend.

    RIP - Kirby

  2. #702
    wants to see mountains West Texas Wolverine's Avatar
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    Re: Rep Retirement Lodge 194: What to do now that winter has really started?

    Good day Lodgers!
    I have no financial advice for anyone. I'm pretty sure that my company will give me a free handful of Cheetos when I retire. So there's that.
    And we've had 1" of snow falling on Central Vermont each hour since this morning, expecting it to continue to 1:00 AM!
    Still anticipating the all-CCHA Frozen Four

  3. #703
    not particularly bad
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    Re: Rep Retirement Lodge 194: What to do now that winter has really started?

    Hi WTW.

    I didn't invest in a 401k with the first company I worked for. I had an understanding that their plan was just for the company stock....and the company's stock was terrible. I may have misinterpreted that, perhaps it was just the match was company stock. I did however, save that money and turned it into a house downpayment. At the next company I started with investing the minimum to get company match 3% with 3% match.
    My last job, I decided a percent of the raise I got by switching jobs was going into my 401k.
    I like playing with numbers and monthly assess my net worth, and give a very rough estimate of where I think my 401k will be at ages 60 and 65 if I earn/save at x percent. I want to retire comfortably, and think I'll be able to.

    I need to see a financial advisor and start looking at other saving options/investment opportunities. NaSK works for one of the big financial companies and can set up a free meeting. I need to get in on that.

  4. #704
    Capt
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    Re: Rep Retirement Lodge 194: What to do now that winter has really started?

    Quote Originally Posted by leswp1 View Post
    When I was a kid, and got my first job, dad les sat me down and gave me the lecture. Put something in savings, even if it is only a dollar, with every paycheck. Until I semi-retired I followed the rule. Sometimes it was only 5$. Credit that with our current financial state being OK.
    Parents did that with me (and sis) as well. Growing up, allowance was = age, half went to bank, half to us to do as we wished. Will always be super grateful for that life lesson.

  5. #705
    Veteran leswp1's Avatar
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    Re: Rep Retirement Lodge 194: What to do now that winter has really started?

    Quote Originally Posted by hockeyplayer1015 View Post
    Parents did that with me (and sis) as well. Growing up, allowance was = age, half went to bank, half to us to do as we wished. Will always be super grateful for that life lesson.
    Did this with lilnsl. 1/3 went to savings, 1/3 went to him and 1/3 was 'family money' invested in his sports

  6. #706
    RIP WaP Ralph Baer's Avatar
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    Re: Rep Retirement Lodge 194: What to do now that winter has really started?

    Quote Originally Posted by Ralph Baer View Post
    I am getting 20% of $50M from Mr. Jefferson Brown. I know that math isn't allowed here, but that sounds like $10M. The total is now $127.02M.
    I received at the same message from Janet Yellen about $30.5M. I probably shouldn't count it again.

  7. #707
    Short/Round bostonewe's Avatar
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    Re: Rep Retirement Lodge 194: What to do now that winter has really started?

    Quote Originally Posted by bigblue_dl View Post
    Most younger employees have mountains of student loan debt to pay off before they have the means to do this kind of stuff.
    Exactly this.
    I graduated BU with approximately 120,000$ in undergraduate debt. I am well under 100K$ now, but there is a reason that I haven't started saving for retirement until about 3 years ago (turned 33 in December). Cost of living + student loans and not getting a job in a field that paid anything were all not overly conducive to doing anything other than working to live. I paid for my second bachelor's out of pocket and with assistance from the hospital where I worked (they paid for tuition and for every semester I borrowed, I owed them a year of employment). Now I'm putting 12% in my 401K. Both the husband I will be paying off our cars in the next 12 months, so we'll be rolling that money into his credit card debt and my student loans.

  8. #708
    Anti-Semantic Brenthoven's Avatar
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    Re: Rep Retirement Lodge 194: What to do now that winter has really started?

    While I didn't graduate from college, I decided to go blue collar before I had to, from my first "career" job at 19 I was putting in 5% (and got a matching 5%) for 7 years. Rolled it over to wherever (money guy did this for me, obviously) and now I've been getting retirement money from my current company for the last 16+ years. I think I'll be alright, barring something bizarre happening.
    Never really developed a taste for tequila. Kind of hard to understand how you make a drink out of something that sharp, inhospitable. Now, bourbon is easy to understand.
    Tastes like a warm summer day. -Raylan Givens

  9. #709
    there's a good buck in that racket.
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    Re: Rep Retirement Lodge 194: What to do now that winter has really started?

    s'upp y'all
    a legend and an out of work bum look a lot alike, daddy.

  10. #710
    C'mon Q! MarkEagleUSA's Avatar
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    Re: Rep Retirement Lodge 194: What to do now that winter has really started?

    Good morning to tLodge!
    Quinnipiac Bobcats
    2012-13, 2014-15, 2015-16 ECAC Regular Season Champions
    2013 East Regional Champions, Frozen Four
    2014 East Regional
    2015 West Regional
    2016 ECAC Tournament Champions, East Regional Champions, Frozen Four

  11. #711
    RIP WaP Ralph Baer's Avatar
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    Re: Rep Retirement Lodge 194: What to do now that winter has really started?

    Good Morning, MEUSA!


    Good Morning to the rest of tLodge!

  12. #712
    RIP WaP Ralph Baer's Avatar
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    Re: Rep Retirement Lodge 194: What to do now that winter has really started?

    Quote Originally Posted by Ralph Baer View Post
    I received at the same message from Janet Yellen about $30.5M. I probably shouldn't count it again.
    $4.8M from Walter Fuchs. Total now $131.82M.

  13. #713
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    Quote Originally Posted by Ralph Baer View Post
    $4.8M from Walter Fuchs. Total now $131.82M.
    Opening these is probably half the reason you get more of them.

    I havent seen any of these in 2 years.

  14. #714
    not particularly bad
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    Re: Rep Retirement Lodge 194: What to do now that winter has really started?

    Quote Originally Posted by Ralph Baer View Post
    $4.8M from Walter Fuchs. Total now $131.82M.
    The other ones are probably legit, but I'd watch out for Walter, he may try to Fuchs you over.

  15. #715
    RIP WaP Ralph Baer's Avatar
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    Re: Rep Retirement Lodge 194: What to do now that winter has really started?

    Quote Originally Posted by JF_Gophers View Post
    Opening these is probably half the reason you get more of them.

    I havent seen any of these in 2 years.
    I don't actually open them. I just look at them in the Outlook window. I also don't download the pictures.

  16. #716
    RIP WaP Ralph Baer's Avatar
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    Re: Rep Retirement Lodge 194: What to do now that winter has really started?

    Quote Originally Posted by wolverineTrumpet View Post
    The other ones are probably legit, but I'd watch out for Walter, he may try to Fuchs you over.


    a

  17. #717
    Veteran leswp1's Avatar
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    Re: Rep Retirement Lodge 194: What to do now that winter has really started?

    Quote Originally Posted by Ralph Baer View Post
    $4.8M from Walter Fuchs. Total now $131.82M.
    RFAlph will be taking care of all of us in retirement
    Quote Originally Posted by wolverineTrumpet View Post
    The other ones are probably legit, but I'd watch out for Walter, he may try to Fuchs you over.
    Well played ma'am!
    Good Morning Lodge!

  18. #718
    pawn in game of life
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    Re: Rep Retirement Lodge 194: What to do now that winter has really started?

    Good Morning, Lodge!

    Day 4 of being at home. Doctor said I have the option of going to work tomorrow. The doc was kind enough to give me a note for additional proof to my boss that I actually am sick and do not have a voice. Downside of being home today is that hubby has today and tomorrow off. I enjoyed the silence. I am going to attempt to go to work tomorrow.
    Quote Originally Posted by Skeeterman View Post
    Lady Wore Black is a hottie.
    "I love hockey, it is such a great sport. I love how the outfielders use their baseball bats to hit the ball across the ice field, pass the punter for nothing but net shot from downtown." - Unknown

    "No matter what happens in college hockey tournament, the Yankees will not win the World Series this year." - Mr. wore Black

  19. #719
    RIP WaP Ralph Baer's Avatar
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    Re: Rep Retirement Lodge 194: What to do now that winter has really started?

    Quote Originally Posted by Ralph Baer View Post
    $4.8M from Walter Fuchs. Total now $131.82M.
    $3.5M from Mr.Mark Rollins of the United Nations Project Scheme. Total now $135.32M.

  20. #720
    Capt
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    Re: Rep Retirement Lodge 194: What to do now that winter has really started?

    On the plane, about to head to San Juan to go boost the island economy before the cruise Sunday.

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